I will not make any New Year Resolutions. Those are sure to be utter failures and I just don't need anything else to be down on myself about.
This year I am setting a couple goals for myself.
1. I will start using coupons.
The one place I have any control over in my budget is in the area of groceries. I can start spending less if I start paying attention to some basic coupons. I know too many people who say that it is possible to never pay for deodorant, shampoo, toothpaste & other necessities. I don't eat the boxed foods anymore so a lot of those coupons are worthless to me but perhaps I can get some freebies for the food bank or homeless group I work(ed) with through church.
2. I will not get another C.
This is going to mean I have to do some serious studying, get a tutor and work on my study skills but it is definitely possible.
3. I will start a vacation fund.
This is for two different vacations. I am going to take my kids to Disney World. They are the perfect ages to go and that is a memory I really want us to have. Also, my mom had the idea that us girls should take a trip in 2013. Just us girls, no spouses and no kids. We will each write our dream foreign destination on a popsicle stick and the one that is drawn is where we will go. Minimum of 4 days. I am so excited!
4. I will not eat fast food more than once per month.
This is a personal goal. I spend too much money eating that crap and I need to stop. My cholesterol is up again and this is the only thing that has changed. I was eating WAY too much fried ick.
Do you have any goals for the upcoming year?